Kinsale Insurance Company

High Value Homeowners

Kinsale’s High Value Homeowners Division provides coverage for homes with Dwelling Values $1 million and above across a wide variety of home styles. Our creative and practical solutions for your hard-to-place dwellings include primary coverage on a primary or ground-up basis and excess coverage on an unsupported basis.

Submission Address:

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Target Classes:

Single-family homes with a $1M+ Dwelling Value

  • Gentleman’s Farms (or “hobby farms”)
  • Historic homes
  • Mansions
  • Mountain homes
  • Ranches
  • Waterfront homes

Avoided Risks:

  • Multi-property schedules
  • Row homes

High Value Homeowners Applications



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High Value Homeowners
High Value Homeowners Infographic
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