Energy

Energy – Control of Well

Our Control of Well (COW) coverage is designed exclusively to protect oil & gas-related businesses from well-failure expenses. We target small to midsize operators, non-operators, drilling contractors, and well-servicing companies with flexible limits, customizable options, and premiums as low as $5,000.

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Energy – Property

Kinsale’s specialized Energy Property coverage provides protection for ground-up fixed property and mobile equipment across energy-related fields, including traditional oil & gas and alternative energy sectors like solar and wind, power generation, and more.

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Policy Structure:

• $10M excess capacity available through Kinsale’s Excess Casualty Division
• Commercial General Liability & Products/Completed Operations Liability
• ISO Occurrence coverage form
• Additional options, including Time Element Pollution coverage, offshore extensions, & broad AI wording
• Monoline Contractors Pollution Liability (CPL)
• Environmental combined forms are available on most classes, with options for CPL, Transportation Pollution Liability, Non-Owned Disposal Sites, Pollution Legal Liability, & Professional Services Liability in combination with General Liability
• Deductible starts at $2,500 & will be tailored to the individual risk

Minimum Premiums:

• $750 – monoline CPL accounts
• $5,000 – hydroelectric accounts
• $1,500 – all other accounts

Submission Requirements:

• Acceptable Commercial & General Liability applications with a complete description of operations (signed & dated by the insured when bound)
• Supplemental application, where appropriate (signed & dated by the insured when bound)
• Five-year currently valued company loss runs with a description provided for losses over $25,000
• Website information