Agribusiness – Equestrian

Agribusiness – Casualty

Kinsale’s Agribusiness Casualty features a broad appetite targeting operations, manufacturers, and land related to the agriculture industry.

Our General Liability policy with available Pollution is tailored to meet the unique and evolving needs of agribusiness exposures.

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Agribusiness – Products

Kinsale’s Agribusiness Casualty specialists offer Products Liability solutions for an array of small-to-midsize businesses.

We particularly target risks that have been non-renewed, have a poor loss history, or are located in a difficult legal venue. Both Claims-Made and Occurrence forms are available. Kinsale can tailor coverage to meet a risk’s unique underwriting characteristics.

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Policy Structure:

• Full General Liability
• Equine Professional Services Liability
• GL & PL coverages have their own limits (subject to total policy aggregate)

Available Coverage Enhancements:

• Equine Animal Mortality coverage
• Additional insured, waiver of subrogation, & primary & non-contributory endorsements

Minimum Premiums:

• $1,500

Deductibles:

• $1,000, with higher options available

Submission Requirements:

• Signed & dated Equestrian Kinsale supplemental application
• Completed Equine Animal supplemental table
• Five-year currently valued company loss runs
• Copies of the following:
  • Any certifications held by the client
  • Any USDA citations, sanctions, warning letters, or other federal or state Equine Authority notices
• Website information or brochure as appropriate to insured’s operations