Kinsale Insurance Company
2 min read
09/02/2025

Expanded Railroad appetite: Railroad Protective Liability!

Railroad Protective Liability
Broadens Kinsale’s Appetite

 

Key Takeaways:

 


 

Kinsale’s Railroad Division announces all new Railroad Protective Liability! Our RRP product joins our recently added Railroad General Liability as part of an expanded appetite designed to meet the needs of small to midsize railroad accounts.

Railroad Protective Liability

Railroad General Liability

Limits: $2M/$6M limit capacity
Benefits: Up to $5M in excess available

Limits: $1M/$2M limit capacity
Benefits: Competitive pricing & excess options

Target Classes
  • Railroad engineering construction
  • Railroad track contractors
  • Railroad electrical contractors, including signaling equipment
  • Railroad earthwork & grading contractors
  • General railroad contractors
  • Railroad mobile equipment operators
  • Maintenance of way contractors
  • Transloading
  • Railcar cleaning & repair

 

RRP works with our existing Excess RRP, Railroad General Liability, and Excess Railroad Liability to ensure comprehensive coverage for Class III short line railroads, support activities, contractors, and other miscellaneous railroad-related risks.

Like all Kinsale offerings, RRP is backed by our signature creative underwriting and quick turnaround.

Keep your accounts on the right track with customized Railroad coverage from Kinsale.

Get your quote today!

Explore the Potential for your Railroad accounts with Kinsale.

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