The Kinsale Small Business Division concentrates on smaller risks with an emphasis on contractors and OL&T/premises-related exposures. We offer our brokers an alternative to their traditional binding authority markets by providing rapid turnaround time and a broader risk appetite than those markets. Submissions are generally reviewed and quoted within four hours.
We define a small risk as having revenue under $2.5 million, apartments less than 200 units, area under 100,000 square feet, buildings less than 200,000 square feet, and vacant land less than 1,500 acres. A business that does not fit our Small Business Casualty definition is sent the same day to the appropriate Kinsale underwriting division.
Submission Address:
Contractors (General Contractors and Artisan Trade Contractors):
Premises Operations (OL&T):
For Small Business Contractors business, your territory is based on where your office is located.
Premises/OL&T risks are handles by our Small Business Premises/OL&T team, regardless of where you are located.
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