NEW: $12.5M capacity for Commercial Property

Higher Capacity. Same Broad Coverage.

Key Takeaways:

• NEW: $12.5M total capacity available from Kinsale’s Commercial Property team
• Ground-up, primary, primary quota share, & excess options
• CAT & non-CAT appetite with most quotes returned within 24 hours

What Could You Do With $12.5M in Commercial Property Capacity from Kinsale?

• Save time and close more deals with fewer market participants
• Leverage our increased limits as an excess participant on larger, layered programs
• Bring us in as lead or follow-form primary quota share on schedules up to $250M TIV
• Place excess coverage on risks up to $5B TIV; higher TIV considered case by case

Kinsale Insurance Company is rated A (Excellent) by AM Best, supporting broker confidence when placing Commercial Property accounts across a variety of structures.*

Apply our new $12.5M limits across our full appetite, including CAT risks

Our standard appetite includes hotels and motels, LRO commercial and industrial, retail and shopping centers, warehousing, manufacturing, professional and office buildings, municipalities, real estate schedules, excess habitational, and more.

Our CAT appetite includes:

• Wind: All Risks, DIC, or Single Peril capacity available in all catastrophe areas
• Flood: DIC, Single Peril, or include with All Risks perils
• Earthquake: DIC, Single Peril, or include with All Risks perils
• Wildfire: All Risks or Single Peril capacity available in all catastrophe areas

The full $12.5M is available nationwide, though accounts in New York City, South Florida’s Tri-County, the Tampa region, and Houston will be considered on a case-by-case basis.

For fast answers—and now higher limits—on even your most complex accounts, turn to the Commercial Property team at Kinsale. There are no minimum premiums, no minimum attachment points, and most quotes are returned within 24 hours.

Submit Your Commercial Property accounts now

*Kinsale’s A (Excellent) rating by AM Best is effective as of June 3, 2026. For the latest rating, visit www.ambest.com.

Explore the Potential of higher limits for your Commercial Property accounts with Kinsale.