Infographic: Management Liability

Posted on April 22, 2022

Download Kinsale’s Management Liability Infographic to find the target classes that will guide you to better serve your clients! 

Our Management Liability team targets small-to-midsize Directors & Officers Liability, Employment Practices Liability, and Fiduciary Liability risks for both private and nonprofit businesses. We offer our products on a stand-alone or combined basis and have the ability to customize coverage to fit your client’s needs.

Our underwriters specialize in hard-to-place accounts ⁠— including those that have been non-renewed, are in difficult legal venues, or have poor loss history— in the following classes:

Directors & Officers Liability (Private Company and Non-Profit Organization D&O):
  • Liability coverage for protecting executives, officers, board members, the organization (and subsidiaries), employees, trustees, regents, and governors from a variety of plaintiffs
  • Private Company/organization target classes include Cannabis (including Cultivation, Dispensaries, Product Manufacturers and Others, Retail Stores), Construction, Consulting Firms, Manufacturing (including pharmaceutical), Oil & Gas, Property Management, Technology Firms, Transportation, and Wholesalers/Distributors
  • Non-profit Organization target classes include associations, charitable organizations, clubs and camps, educational, foundations and social service organizations.
Employment Practices Liability (EPL):
Fiduciary Liability (FL):
  • Protects the ERISA exposures of fiduciaries from a breach of duty in the management of designated plans
  • Target includes both For-Profit and Non-Profit risks
  • Definition of insured includes the named organization (and subsidiaries), the sponsored plan, and other insured persons 
  • Coverage extends to Employee Benefit Liability for acts, errors, omissions associated with plan administration.
Excess Liability:
  • $10,000,000 limit capacity over private companies, nonprofits and small or micro-cap public companies ($5 million primary attachment point on public)
  • Top-heavy excess available

Questions? Contact our team of Management Liability underwriters.