Kinsale Insurance Company
2 min read
01/23/2026

NEW: Excess Auto for Non-Emergency Transport Services

NEW from Kinsale:
Excess Auto Liability for Non-Emergency Transport

Key Takeaways:

 


 

Brokers often face limited capacity, thin appetites, and unimaginative underwriting when trying to place non-emergency transport services. Many carriers shy away from the complexities inherent to these operations, which is why it’s important to remember…

…when others say no, Kinsale has the creativity & expertise to say yes.

Our Commercial Auto team now offers Excess Auto Liability for:

  • Non-emergency medical transport
  • Non-emergency ambulance services
  • Van & shuttle operators
  • Other non-emergency passenger transport risks

 

Coverage is available in lead excess and buffer layers on an unsupported basis with limits up to $5M and is ideally suited for transport fleets of one to 10 vehicles.

Our experienced underwriters understand the nuances and demands of non-emergency transport and have the flexibility and imagination to find solutions for even your most challenging accounts. So, whether your account has become too complex for the standard market, has challenging risk characteristics (new venture, losses, etc.), or simply can’t find the limits it needs, Kinsale will be there with options—every time.

Request Your Excess Auto Quote Now

Looking for more Commercial Auto solutions? View our full Excess Auto Liability appetite, explore our Non-Dealer’s Garage Liability options, or see what’s possible with our Trucker’s General Liability.

If you need excess over Professional or General Liability for any of our non-emergency medical transport classes, you can request a quick quote from our Excess Professional team at xp@ kinsaleins.com.

Explore the Potential of Excess Auto Liability solutions with Kinsale.

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