Kinsale Insurance Company

Commercial Property

Kinsale’s Commercial Property Division offers creative and practical solutions for difficult-to-place Excess & Surplus lines properties. We consider a wide variety of occupancies throughout the United States and offer All Risk, DIC, and Single Peril policies with up to $10M in capacity.

In addition to primary coverages, we can provide lead or follow-form primary quota share options for accounts with schedules up to $250M TIV, as well as available excess coverages in or out of the PML, Buffer, and quota shared layers. Our excess appetite is for medium and larger risks with up to $1B in TIV, but we can consider larger TIVs on a case-by-case basis.

Submission Address:

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Target Classes:

  • Cryptocurrency mining facilities
  • Excess habitational – apartments, assisted living facilities, condominiums
  • Food/animal processing
  • Hotels and motels
  • LRO commercial/industrial
  • Manufacturing/industrial
  • Municipalities and independent school districts
  • Professional/office buildings
  • Real estate schedules
  • Retail/shopping centers
  • Vacant buildings
  • Warehousing/wholesale
  • Wood products manufacturing

Many more classes considered

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Territory Guide

Your Commercial Property and Primary & Ground-Up territories are based on where your office is located.

Commercial Property territory map
West Territory - Romina Baran Central Territory - Will Carter Primary & Ground Up West - Kevin Hood Northeast Territory - Joe Skaja Mid-Atlantic Territory - Jennifer Patrick Primary & Ground Up East - Nick Such Southeast Territory - Brandon Abell

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