Kinsale Insurance Company

Commercial Auto

Kinsale’s Commercial Auto Division offers a variety of solutions designed for small to midsize automotive businesses and companies that service vehicles left in their custody.

We have an appetite for accounts with challenging underwriting characteristics, like those that have been non-renewed, have poor loss history, or have high-risk operations.

Our Commercial Auto Division’s products include Excess Auto LiabilityNon-Dealer’s Garage Liability, and Truckers’ General Liability.

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Excess Auto Liability

From long-distance hauling to contractor fleets, Kinsale’s Commercial Auto Division offers Excess Auto Liability coverage, providing lead excess or buffer layers on an unsupported or supported basis.

We target small to midsize tractor trailer fleets and commercial contractor fleets, including those in difficult legal venues or with hard-to-insure operations.

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Non-Dealer’s Garage Liability with Garagekeepers

Kinsale’s Commercial Auto Division offers primary and excess Non-Dealer’s Garage Liability with Garagekeepers coverage that targets businesses servicing vehicles left in their custody.

Our team of underwriters can offer creative and practical solutions for many of your hard-to-insure Garage Liability accounts, including those with poor loss history, gaps in coverage, or high-hazard operations. In addition to flexible primary limits, we also offer up to $5M in excess coverage on a supported and unsupported basis.

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Truckers’ General Liability

Kinsale offers Truckers’ General Liability through our Commercial Auto Division, providing solutions for small to midsize fleets and businesses. We can offer up to $1 million in primary limits with low minimum premiums and the creativity to craft coverage that fits each account.

We can consider hard-to-insure accounts, like new ventures, those with poor loss histories, or those with non-preferred drivers.

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Excess Auto Liability
Non-Dealer's Garage Liability
Truckers' General Liability
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