New Products & Expanded Coverages from Kinsale Aviation

New Products & Expanded Coverages from Kinsale’s Aviation Team

Key Takeaways:

• NEW in 2026: Primary Aircraft Hull & Liability with hull limits up to $2M and up to $10M for liability
• EXPANDED COVERAGE: Excess Per Passenger coverage to match existing primary sublimits, effectively doubling per passenger coverage
• A consistent Aviation appetite, fast turnaround, and best-in-class service

In case you missed it, here’s what’s been happening in Kinsale’s Aviation Division:

Primary Aircraft Hull & Liability

We launched Primary Aircraft Hull and Liability coverages in January, offering hull limits up to $2M and Liability up to $10M. The new primary coverage joins our existing excess and quota share options, and fills a critical market gap for underserved risks, including:

• Older pilots
• Transitioning pilots
• Aging aircraft
• Owner-flown operations
• Experimental aircraft
• Rotorcraft

Excess Per Passenger Coverage

Now when you submit accounts with existing primary per passenger sublimits, our underwriters can match those limits with our excess options, doubling the per passenger coverage.

Account Win → A broker needed excess for a new private business/pleasure aircraft. The primary carrier provided passenger coverage at $250,000/person. Our underwriter delivered the excess solution needed and matched the existing per passenger sublimit for total coverage of $500K/passenger.

Primary Aircraft Hull & Liability and Excess Per Passenger coverage are part of our full Air Operations line-up alongside Ground Operations and UAS/Drone Operations solutions.

A consistent and growing Aviation appetite, fast turnaround, and best-in-class service make Kinsale the Aviation carrier you can count on.

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Explore the Potential for your Aviation accounts with Kinsale.