Infographic: Environmental

Posted on May 12, 2022

Download Kinsale’s Environmental Infographic to uncover our appetite for your Environmental accounts! 

Kinsale’s Environmental Division provides coverage to companies whose operations or products impact the environment.

Our products include Environmental Contractors General and Pollution Liability coverages, Contractors Pollution Liability for non-environmental firms, General and Products Liability coverage for manufacturing firms (including Products Pollution Coverage), Pollution Legal Liability, and Dry Cleaners Pollution Liability.

Whether the exposure is operational or premises, contingent or contractual, our Environmental Division offers a variety of solutions for the following classes:

General Liability:

  • Lead and asbestos abatement contractors
  • Mold remediation contractors
  • Industrial maintenance and cleaning contractors
  • Environmental response, remediation and restoration contractors
  • Fire, smoke, water and disaster response contractors
  • Waterproofing contractors
  • Pest control contractors, as well as manufacturers and distributors of pest control chemicals
  • Manufacturers and distributors of chemicals, coatings, fertilizer, fireworks, lubricants, oils, paints, soaps, and many others considered
  • Environmental products, including drums and barrels, landfill liners, liners, remediation equipment pumps, valves, etc.
  • Fuel haulers and hazardous waste transportation
  • Products Pollution and Limited Product Recall Expense available by endorsement
  • Claims-Made and Occurrence available

Minimum premium $2,500

Environmental Contractors Pollution Liability Coverage (CPL):

  • Available for most classes
  • Both environmental and non-environmental construction and contracting
  • Claims-made and Occurrence available
  • TPL, NODS, and Professional coverage available by endorsement for environmental contractors

Minimum premium $1,500.

 Products Pollution Liability:

  • Coverage can be provided for most classes
  • Coverage for bodily injury, property damage, and clean-up costs available
  • Claims-made and Occurrence available

Minimum premium $1,500.

Pollution Legal Liability (PLL):

  • Claims-made and reported
  • Location specific
  • Covers on-site and off-site pollution
  • Options for both new and pre-existing conditions

Minimum premium: $1,500

Dry Cleaner Site Pollution:

  • Locations with active dry cleaning machines that are third generation or newer
  • Location, machine and solvent specific
  • Covers on site cleanup and third party bodily injury and property damage
  • Most dry cleaning solvents considered

Minimum premium: $2,500

Questions? Contact our team of Environmental underwriters.