Builder’s Risk + High Value Homeowners
From the Groundbreaking to the Housewarming
Key Takeaways:
- Kinsale is a one-stop shop for high-value residential accounts
- Builder’s Risk covers residential construction for ground-up builds or renovations
- High Value Homeowners picks up at project close with primary & excess options
Our Inland Marine and High Value Homeowners teams work together to safeguard your high-value residential accounts against gaps in coverage.
During construction: Builder’s Risk
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Kinsale’s Inland Marine Division delivers flexible Builders Risk with primary, excess, and quota share options for accounts of all sizes. Coverage includes:
- Limits up to $5M primary, $10M excess
- Prior starts
- Wildfire-exposed dwellings & hard-to-insure locations
- Flexible terms with 3-month, 6-month, & 12-month increments
- Options for contractors & homeowners on a follow-form basis
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At close: High Value Homeowners coverage
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When the project wraps and it’s time to move in, Kinsale’s High Value Homeowners Division is there. We specialize in homeowners coverage for single-family homes with typical dwelling values of $1M and above, including:
- Historic properties
- Gentleman’s farms
- Ranches
- Mountain & waterfront homes
- Other unique dwelling risks
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Primary and excess coverage is available with limits up to $5M and $10M respectively, with primary available in 29 states and Washington, DC, and unsupported excess in all 50. We also offer Per Occurrence Limits and DIC policy options.
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From construction to close, keep your high-value residential accounts under one roof.
Build your quotes now!
Request a Builder’s Risk Quote Request a High Value Homeowners Quote
Explore the Potential of Builder’s Risk + High Value Homeowners coverage with Kinsale.